DON’T SETTLE FOR 2ND BEST

10 Do's & don'ts

  1. Don't apply for new credit.
  2. Keep existing credit cards open.
  3. Don't max out credit cards.
  4. Don't quit your job.
  5. Don't consolidate debt.
  6. Pay off collections, judgments & liens that are < 1 yr old.
  7. Don't make large purchases.
  8. Stay current on all credit.
  9. Don't make large deposits.
  10. Call us! We're here to help!

Loan CHECKLIST

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  1. Most recent 2 years tax returns.
  2. W2s and/or 1099s for past 2 years
  3. Most recent 2 months bank statements (all accounts; all pages).
  4. Signed & dated explanations of any deposits (other than normal income) over $1,000.
  5. Most recent 2 paystubs.
  6. Copy of DL & SSC.
  7. Divorce Decree and Separation Agreement (if applicable).
  8. Purchase contract and copy of "cleared" earnest money check.